What is Credit Card?
A credit card is a payment card issued to users to enable the cardholder to pay a merchant for goods and services based on the cardholder’s accrued debt.
Top Credit Cards In South Africa
Discovery Bank Gold
Standard Bank Blue
ABSA Flexi Core
FNB Aspire
Nedbank Gold
Capitec Credit
American Express Platinum
African Bank Black
Investec Private Bank
Diners Club Platinum
Which credit card is most accepted in South Africa?
Visa and MasterCards are widely accepted in South Africa. For cash withdrawals, use any of South Africa’s major banks’ ATMs
e.g. Nedbank, Standard Bank, Capitec, First National Bank, or Absa.
Which credit card is easiest to get in South Africa?
Capitec GlobalOne Credit Card.
Discovery Bank Gold Credit Card.
African Bank Black Credit Card.
Absa Flexi Core Credit Card.
FNB Aspire credit card.
How to get a credit card for the first time in South Africa?
Original ID document (must be 18 years or older)
Latest salary slip.
3-month bank statement.
The minimum salary requirement for a credit card application is R5 000 and R10 000 for self-employed clients.
What are the benefits of a credit card in South Africa?
Credit cards can function as a record of your spending and can help with budgeting efforts. Low-cost loans: Easily pay for larger purchases, as long as you pay it off at the end of the month.
Cash advances: Have access to money when you need to, giving you increased purchasing power.