What is Road Accident Fund?
The Road Accident Fund (RAF) is a South African state insurer that provides liability and collision insurance coverage to all drivers in South Africa.
Road Accident Fund South Africa Contact Details
| Website: | www.raf.co.za |
| Telephone: | Call Centre: 086 023 5523; 012 621 1961; 021 408 3300 |
| Fax: | Head Office: 012 621 1640; Cape Town: 021 419 7417/8740 |
| Street Address: | Head Office: 2 Eco Glades Park, 420 Witch-Hazel Avenue, Centurion, 0046 Cape Town: 7th Floor, No. 1 Thibault Square, Long Street, Cape Town, 8001 |
| Postal Address: | Head Office: Private Bag X178, Centurion, 0046 Cape Town: Private Bag: X28, Roggebaai, Cape Town, 8012 |
| Overseeing Government Body: | Department of Transport (National) (The Government of South Africa) |
How long can you claim road accident funds in South Africa?
within 3 years
Identified claims (claims where the identity of the driver or owner of the guilty motor vehicle is known) must be lodged with the Fund within 3 years from the date of the accident and must be finalized within 5 years from the date of the accident.
How much is the RAF payout?
The amount of compensation that’s awarded by the RAF is determined by the nature of a claim and the types of damages – or so-called “heads of damages” – being claimed.
According to the most recent RAF Annual Report (2019/2020), the average value of a claim was R138,010, an increase of 21% from the previous year.
How much does RAF pay for back injuries in South Africa?
According to the latest RAF annual report, the average value per claim in 2020/2021 was R138,010.
Average payouts included R18,568 for medical expenses; R826,007 for loss of earnings; and R482,291 for general damages.
Who qualifies for an RAF claim in South Africa?
A person who sustained a bodily injury in the accident (except a driver who was the sole cause of the accident);
A dependent of a deceased breadwinner;
A close relative of the deceased who paid for the funeral;
and. A claimant under the age of 18 years must be assisted by a parent, legal guardian, or curator ad litem.