Gap cover is a short-term insurance product designed to provide extra protection for those who already have medical aid. It covers the deficit between your medical scheme’s tariff (MST) and the actual rates charged by private healthcare professionals.
Below is the list of Gap Cover Companies In South Africa
Sanlam
Absa
Zestlife
Stratum
Turnberry
Essential Gap Cover
Ambeldown
Complimed
Xelus
Sirago
Jenius
Talksure
Hippo.co.za
Stratum Benefits
Old Mutual
Ambledown
Momentum GapCover
Discovery Gap Cover
Liberty Gap Cover
Constantia Insurance
Alexander Forbes
Auto & General Insurance
Liberty Essential Gap Cover
Santam’s gap cover
Zestlife Gap Cover
PSG Gap Cover
Vision Insurance Brokers Gap Cover
Cover The Gap
MyBroadband Forum Gap cover
Linksave
African Unity – Gap Cover
Who offers the best gap cover in South Africa?
Sanlam and Absa emerged as the top-ranked gap cover providers in South Africa. Sanlam offers the best value for money to people under the age of 60 their Comprehensive Gap Cover costs approximately R250* per month per individual or family.
What is the gap cover scheme?
Gap cover is when your health fund has an arrangement in place with the medical services provider (e.g. the hospital or your doctor). Gap cover insures you against some of the out-of-pocket costs between what the medical services provider charges you and what Medicare will give you back (the gap payment).
Is there a waiting period for gap cover?
As a gap cover policy holder, you will usually have to adhere to waiting periods applied to four broad categories: Pre-existing conditions waiting period: depending on your gap cover provider, you may not submit a claim for pre-existing conditions for the first 6 to 12 months of cover.
What is gap cover for medical aid?
Medical Aid Gap Cover covers the gap between what a health practitioner charges and the amount your Medical Aid is willing to pay. Don’t put yourself at risk of being in need of financial assistance, should your Medical Aid not cover all your healthcare costs.