A coupon or coupon payment is the annual interest rate paid on a bond, expressed as a percentage of the face value and paid from the issue date until maturity. Coupons are usually referred to in terms of the coupon rate (the sum of coupons paid in a year divided by the face value of the bond in question).
South Africa doesn’t have coupons! We are far too advanced for that! We use apps!
Most South Africans haven’t got time to sit and cut out coupons. I have to admit I do prefer the apps as we already have too much litter on the streets.
Couponing helps you get your home sorted by making sure you have a shopping list and that you buy what you need. It also helps you reduce your grocery bills and some apps help you put away money. This money can be used for emergencies or during months that last longer than your salary.
HOW DOES IT WORK?
Once you have downloaded your app and logged in, it is time to coupon!
Draw up your shopping list, you will need it for this app and for Wuhu deals.
You can now ‘book’ your items, some items are for multiple deals but you don’t have to use them all.
Some items are so popular they may not be available at the time you want them, not to worry click on the notify me and the app will send you a message when that coupon becomes available.
YOU’VE SHOPPED, NOW WHAT?
While you are shopping you can open the app and go to your booked items.
As you put an item in the cart mark it off by touching once on the coupon. Remember to buy the correct size, brand, and flavour that is listed on the coupon.
Pay for your groceries, there is no cash back at the till.
Now for the tricky part, snapping your slip. I try and do this before I even unpack my shopping otherwise I forget.
I have lost a lot of money for getting to snap mine till slip. Your picture needs to cover the entire slip, it must have the shop name, the date, the invoice, and the vat numbers.
If you have a long till slip what I suggest is folding your slip into sections and taking lots of pictures. Each picture must have all the details listed above for it to be valid.
Submit your pictures and sit back and wait. It usually takes two to three days for the cash to show up in the App’s virtual wallet.
HOW DO I GET MY MONEY
You have two choices on how to use your money back. One is getting the cash deposited into your bank account and the other is through a WiCode.
If you would like the cash, just register your banking details. Transfers are on Thursdays each week.
Your code can be used at any PicknPay or Checkers store, from the liquor stores and the small stores all the way to the Hyper stores. The code can also be used at Dischem.
On the last Friday of the month SNAPnSAVE has super deals which are usually 50% off, so be sure to remember to check that out.
I keep my cashback and use it once a year. I am Jewish and our most grocery expensive Holyday is Passover, so this is when I use my money. I think using it for either Christmas or to buy stationery at the beginning of each year is a great way to prevent getting into debt over gifts and school books.
Want to know more visit http://kasheringyourlife.co.za/couponing-south-africa/Do you use coupon apps? Post Tag With coupon, couponing, coupons, reducing bills, saving money, shopping,SNAPnSAVE