The First National Bank is South Africa’s oldest and most reliable bank.
It will also highlight some of the services that are only offered in FNB.
Find below is How To Unfreeze FNB Account In South Africa
Unfreezing Your Account
Your account will automatically be unfrozen once payment has been reflected in our account (provided that the correct G-reference number is used). There may be a 2-3 day delay from the time that you have made payment until the time the payment reflects in our account. If you urgently need to process payroll, you can temporarily unfreeze your account and process payroll as follows:
Click on the profile icon and go to Billing
Under Account Status, click on uploading Proof of Payment
Click on Upload File to upload a proof of payment, which you should have already saved to your computer
Then click Upload
Your SimplePay account will automatically be frozen again if your payment has not cleared into our FNB account within 3 days, or if an invalid proof of payment was uploaded. You will not be able to use the unfreeze functionality again to unfreeze your SimplePay account immediately – please contact our support team for assistance.
How do I unfreeze my bank account?
The best way to unfreeze your bank account is to erase the judgment against you. This is called “vacating” the judgment. Once the judgment is vacated, your account will be released automatically.
A creditor or debt collector has no right to freeze your account without a judgment.
How long does it take to unfreeze a bank account in South Africa?
In such a situation it depends on the complexity of the family situation and the countries of domicile of the account holder and the domicile of the heirs involved.
If the account holder has passed away and the place is known where the legitimate heirs are living, the bank account can be unfrozen within 2 or 3 months.
How To freeze FNB Account In South Africa
Are you tired of FNB (First National Bank) and you’re ready to make the switch to a new bank in South Africa? If yes, then here is the easiest way to close an FNB bank account.
You can close your FNB bank account by emailing premier@fnb.co.za, by giving FNB a call on 087-575-9404, or by using the FNB secure chat feature. Before FNB can close your bank account, you can’t have a negative or positive balance in your account, and you can’t have any automatic or recurring payments pending.
Many people make the mistake of trying to close an FNB account while payments are still going off, and while they still have a negative or positive balance.
Close FNB Bank Account Checklist
Closing a bank account should be simple, however, if you don’t go through this checklist, it can turn into a long frustrating process.
Swop over any debit orders and payments to a new bank account.
Once you’ve asked them to cancel your account, the process will take at least a week. If a debit order comes through during that time, your account will be in areas and this will delay the entire process.
So make sure you swap overall life insurance, loan, mortgage, cell phone contract, and even car payments over to your new bank before attempting to close your FNB bank account.
Swop over or cancel any automatic card payments that are attached to your debit card.
The best way to make sure this doesn’t happen is to cancel the debit card. Report it as lost or apply to get it canceled on the online banking platform. This way you won’t get caught with any unexpected card payments such as a Netflix subscription.
Withdraw or transfer your positive balance on your account.
As shown in this helicopter complaint post, FNB won’t close your account if you have a positive balance. Even if it’s just R2.23 cents… so make sure you empty your entire balance.
That said, make sure you keep enough money in your account to cover any payments or FNB fees that are due, otherwise, you’ll be stuck this the next problem.
Settle the negative balance on your account.
This goes without saying if you owe FNB money they won’t close your account until you settle it.