How To Save Money On Capitec App

What is Money?

Money is any item or verifiable record that is generally accepted as payment for goods and services and repayment of debts, such as taxes, in a particular country or socio-economic context.

How To Save Money On Capitec App?

Step One: Ditch the Shoebox of Shame (and Receipts)

First things first, let’s get organized. Remember that shoebox filled with crumpled receipts and barely decipherable notes about “groceries on Tuesday”? Yeah, toss that bad boy out the window.

The Capitec app is your new financial diary, documenting your every swipe and tap with stunning detail. No more wondering where that R500 “mystery purchase” vanished. It was probably that third latte, wasn’t it? No judgment, caffeine is a powerful force.

How to grow your money with Capitec?

Single deposit fixed-term savings

  1. You choose how long you want to invest (6 – 60 months)
  2. Deposit a single amount up to a maximum of R20 million to invest over the term you choose.
  3. Minimum deposit amount of R10 000.
  4. Earn up to 9.50% interest (nominal interest rate)

How does Capitec savings work?

You deposit R500 into an account earning 10% interest a year, compounding annually. This means your total interest is added to your account balance once at the end of 12 months. You never withdraw the interest you earn.