What is a Credit Report?
A credit history is a record of a borrower’s responsible repayment of debts.
A credit report is a record of the borrower’s credit history from a number of sources, including banks, credit card companies, collection agencies, and governments.
How To Get Free A Credit Report In South Africa
Experian offers South African consumers free unlimited access to their My Credit Check and My Credit Expert credit reports and credit scores.
Visit www.mycreditcheck.co.za for your Experian Sigma credit report. Visit www.mycreditexpert.co.za for your Experian credit report.
Is your credit report available to everyone?
No, not just anyone can look at your credit report. To access your report, an organization must have what’s called “permissible purpose.”
How long does it take to get a free credit report?
It depends on how you ordered your report. Online: If you request your report at AnnualCreditReport.com, you should be able to access it immediately.
Phone: If you order your report by calling (877) 322-8228, your report will be processed and mailed to you within 15 days.