How To Get Blacklisted In South Africa

What is Blacklisted?

blacklisted is an obsolete term in law, but is still used by some to describe those who have a record of non-payment of outstanding debt.

This is relevant to any form of credit that has been given: this could be money owned on a bank loan, credit card or store card or even your household bond.

How To Get Blacklisted In South Africa?

In South Africa, being blacklisted is an obsolete term in law, but is still used by some to describe those who have a record of non-payment of outstanding debt.

This is relevant to any form of credit that has been given: this could be money owned on a bank loan, credit card or store card or even your household bond.

How long does blacklisting last in SA?

This judgment will stay on your report for five years, unless a court of law rescinds the judgment before this time.

Paying off the debts that appear on your credit report on time will help you to prevent negative information from appearing on your credit report.

How can I clear my blacklist in South Africa?

The simplest way to clear your name from the credit bureau is to pay off the debt. According to TransUnion, one of South Africa’ biggest credit bureaus, this will usually result in your name being removed from the blacklist within 7 – 20 days.

How long does blacklisting last in sa?

This judgment will stay on your report for five years, unless a court of law rescinds the judgment before this time.

Paying off the debts that appear on your credit report on time will help you to prevent negative information from appearing on your credit report.

How can I clear my blacklist in South Africa?

The simplest way to clear your name from the credit bureau is to pay off the debt. According to TransUnion, one of South Africa’ biggest credit bureaus, this will usually result in your name being removed from the blacklist within 7 – 20 days.

What are the disadvantages of being blacklisted?

The consequences of being blacklisted are that credit providers will reject your loan application. In addition, being blacklisted negatively affects your credit score which might prevent you from getting any future credit.

How do I remove my name from the blacklist?

If you’ve been blacklisted, here are some ways to clear your name:

Pay the debt. The easiest step is to approach the business to whom you owe money and settle the account.

Go into debt counselling.

Check out your report.

Get legal help.

How do I check if im blacklisted in South Africa?

One of the largest credit bureaus in South Africa, Transunion have an SMS option to find out if you have been blacklisted.

The service can also give you your credit score, account status and a credit summary for a nominal fee. Remember, you can get one free full credit report per year.