How To Claim IOD In South Africa

If you get injured, contract a disease or die while working, you or your dependants can claim from the Compensation Fund.

The fund pays compensation to permanent and casual workers, trainees and apprentices who are injured or contract a disease in the course of their work and lose income as a result.

You can claim if you are:

permanently employed

a domestic worker in a boarding house or employed in a business set-up

an apprentice or trainee farm worker

a worker paid by a labour agency.

You cannot claim if you are:

a domestic worker employed at a private home

a member of the South African National Defence Force

a member of the South African Police Service

a worker who doesn’t work under the control of an employer, for example, a sub-contractor. Employees who are in the employ of the sub-contractor are covered.

a worker who worked outside South Africa for more than 12 months without entering into an agreement with the Director-General of the Department of Labour

is found guilty of willful misconduct unless you are seriously disabled or killed.

Note: If you, as an employee, die from work-related disease or injury, your dependants can claim from the fund.

Compensation benefits will not be paid if:

you reported the accident to the employer more than 12 months after the accident or death, or after the disease was diagnosed

you are off work for three days or less, when the Fund will only pay medical expenses

the accident resulted from your own negligence or wrongdoing (unless you are seriously disabled or die in the accident, then the Fund will still pay compensation)

you unreasonably refuse or willfully neglect to have medical treatment.

Find out more about claiming for occupational injuries or diseases or contact the Compensation Fund.

Do you get paid if you get injured at work in South Africa?

Payment criteria three:

If the employee is booked off due to an IOD for a period longer than 3 months, the employer pays the injured employee at a rate of least 75% of the worker’s earnings, for the first 3 months. Once the 3 month period expires, the injured employee must claim his money from the Compensation Fund.

Is Workmans compensation compulsory in South Africa?

Workmen’s compensation is a compulsory form of insurance providing wage replacement and medical benefits to employees injured in the course of their employment and is governed by The Compensation for Occupational Injuries and Diseases Act, (130 of 1993) or The COID Act.