How To Blacklist someone In South Africa

below is How To Blacklist someone In South Africa

In South Africa, being blacklisted is an obsolete term in law, but is still used by some to describe those who have a record of non-payment of outstanding debt.

This is relevant to any form of credit that has been given: this could be money owned on a bank loan, credit card or store card, or even your household bond.

How long does blacklisting last in SA?

InformationDuration
Dispute Enquiries1.5 years
Court Judgement5 years
Default Information: Behavioural1 year
Default Information: Enforcement Action3 years

Can I be blacklisted without being notified?

Credit bureaus keep your credit history, both the good and bad aspects.

Negative data can include slow or late payments, defaults or blacklisting.

Theoretically, you should not be able to be blacklisted without being aware of it but it can and does happen.

Can you get blacklisted for not paying gym in South Africa?

In short, yes. If you fail to pay your membership fees, your gym can send your account to collections, which is a major negative mark on your credit report.

How do you find out if an employer has blacklisted you?

One of the surest ways to discover if you’ve been blacklisted is to check your own references.

You can hire third-party services who will not only call your previous employer but create a detailed transcript that notes tone of voice and other clues.