By | June 2, 2025

How To Avoid Online Scams

Avoiding online scams is all about staying cautious, informed, and practicing good digital habits. Here’s a solid guide to keep you safe:

How to Avoid Online Scams

1. Verify the Source

  • Only shop, download, or engage with websites you trust.
  • Check the URL carefully for misspellings or suspicious domains.
  • Look for HTTPS and a padlock icon in the address bar.

2. Be Wary of Unsolicited Messages

  • Don’t click links or open attachments in unexpected emails, texts, or social media messages.
  • Avoid giving out personal info in response to cold calls or messages.

3. Use Strong, Unique Passwords

  • Create complex passwords for each account.
  • Use a reputable password manager.
  • Enable two-factor authentication (2FA) whenever possible.

4. Watch for Red Flags

  • Offers that seem too good to be true usually are.
  • Requests for upfront payments or unusual payment methods (gift cards, wire transfers).
  • Pressure tactics: urgency, threats, or limited-time offers.

5. Keep Software Updated

  • Regularly update your operating system, browser, and antivirus software.
  • Security patches close vulnerabilities scammers exploit.

6. Check Reviews and Feedback

  • Research sellers or services through reviews on trusted sites.
  • Beware of fake or overly positive reviews.

7. Protect Your Personal Information

  • Avoid sharing sensitive data like Social Security numbers, bank info, or passwords online unless absolutely necessary and secure.
  • Use credit cards or secure payment methods rather than wire transfers or cash.

8. Monitor Your Accounts

  • Regularly check bank and credit card statements for unauthorized activity.
  • Set up alerts if your bank offers them.

Bonus: Use Scam-Detection Tools and Resources

  • Browser extensions that block malicious websites.
  • Official scam-reporting sites (FTC, Better Business Bureau).
  • Keep up with common scam trends.