What is a Credit Score?
A credit score is a numerical expression based on a level analysis of a person’s credit files, to represent the creditworthiness of an individual.
A credit score is primarily based on a credit report, information typically sourced from credit bureaus.
Credit Score South Africa Contact Details
The quickest way to get help and advice about your credit report is to visit Consumer Advice or contact the help desk at 0861 10 56 65.
How do I contact the South African credit bureau?
National Credit Regulator (NCR)
- http://www.ncr.org.za.
- P O Box 209, Halfway House, 1685.
- 127-15th Road, Randjespark, Midrand, JOHANNESBURG, 1685.
- 011 554 2600. 086 062 7627.
- National Government Directory: State-owned enterprises and other public entities.
Who do I contact about my credit score?
The credit bureaus also accept disputes online or by phone: Experian (888) 397-3742. Transunion (800) 916-8800. Equifax (866) 349-5191.
How do I get my credit score in South Africa?
How do I get my free credit report?
Experian offers South African consumers free unlimited access to their My Credit Check and My Credit Expert credit reports and credit scores.
Visit www.mycreditcheck.co.za for your Experian Sigma credit report. Visit www.mycreditexpert.co.za for your Experian credit report.
How do I clear my name from the credit bureau in South Africa?
The simplest way to clear your name from the credit bureau is to pay off the debt.
According to TransUnion, one of South Africa’s biggest credit bureaus, this will usually result in your name being removed from the blacklist within 7 – 20 days.
How much does it cost to do a credit check in South Africa?
Pricing Table
| Product | Price | Info |
|---|---|---|
| CONSUMER CREDIT CHECK | ||
| TransUnion Consumer Credit Check | R 55.10 | More Info |
| Experian Consumer Credit Check | R 51.90 | More Info |
| XDS Consumer Credit Check | R 52.50 | More Info |