Companies That Offer Loans In South Africa

What is a Loan?

In finance, a loan is the transfer of money by one party to another with an agreement to pay it back. The recipient, or borrower, incurs a debt and is usually required to pay interest for the use of the money.

Companies That Offer Loans In South Africa


Team LittleFish.






Credo Lending.

What credit score is needed for a loan in South Africa?

The minimum credit score for a home loan in South Africa isĀ around 640. A score of 600+ will give you a fair chance of home loan approval – although this may vary according to which bank you use.

A score of 670+ is considered an excellent credit score, significantly boosting your chances of home loan approval.