What is Cellphone Insurance?
Cellphone Insurance covers the policyholder in the event of theft, loss or damage of their cellphone.
Cellphone Insurance In South Africa?
Cellphones have become such an important part of our lives, we use it to stay in touch with family, send messages to our friends, take high-quality photos, plan our next business meeting, and share the highlights of our day on social media. If you can’t imagine your life without your cellphone, then you should consider taking out Cellphone Insurance.
You need Cellphone Insurance to protect your mobile lifeline from the risk of theft, loss or accidental damage.
Most people never leave home without their phones but very few of us consider whether we are adequately prepared for damage or loss with cellphone insurance.
At Santam, we want to help you make sure you’ve got the right mobile insurance, which is why we offer cover for your smartphone as well as any other accessories (your power bank, charger, headphones, for example) if it is specified in your home insurance policy. This insurance will compensate you in the event of loss or damage to items you normally carry with you outside your home. Comparing cellphone insurance quotes? Speak to us.
Get your cell phone insurance sorted today!
Why would you want to take out cell phone insurance? Simply because it’s become virtually impossible to imagine a life where you can’t send a ‘please call me’, ‘Whatsapp’ your best friend, update your ‘Facebook status’ with the tap of a finger, or even just give a ‘missed call’ to let someone know that you’ve arrived home safely.
Let’s face it – your love life, work-life, and most definitely your social life – won’t survive you not having a cell phone, even if it’s just for a few hours. If you already have contents insurance with us, call 08 600 60 000 and we’ll add your cell phone to your existing insurance package.Great benefits without paying one cent extra!
So, if worse comes to worst and you lose your cell phone or it gets damaged accidentally, we’ll gladly replace it, pay to have it fixed – or alternatively, we’ll compensate you with a cash amount equivalent to its replacement value.
When you take out cell phone insurance with OUTsurance, you’ll automatically enjoy the following benefits:
- Cell phone insurance cover anywhere in the world!
- An insurance premium that’s guaranteed for 12 months, even if you submit a claim
- A ridiculously low fixed excess amount
- 10% of your premiums back in cash, after three claim-free years
- Additional premium savings, simply because you deal directly with us
- No complicated insurance documents, fine print or any hidden costs
Please note that if you already have contents insurance with us, we can also cover your cell phone as part of our OUT-and-About(‘all-risk’) insurance product range which means that your cell phone will be insured even when you leave the house.
Give us a call today and let us help you put together a cell phone insurance package that will work around your specific insurance needs and your budget.Cell phone insurance
Let’s face it – your love life, work-life, and most definitely your social life – won’t survive you not having a cell phone, even if it’s just for a few hours. So, if you already have your contents covered with us, why not cover your cell phone as well?
How much is Cellphone insurance ?
The cost of cellphone insurance can vary based on the make, model, and age of your phone as well as the insurance provider you select.
Generally, policies are available for anywhere from R78.21 to R312.85 a month, with most falling squarely in the middle.
How does Cellphone insurance work?
A mobile insurance policy is a smart purchase if you hold a history of having lost or broken your previous phones.
Depending on the policy which you take, you can get a replacement for your stolen or damaged smartphone (same model) without having to downgrade to a lesser advanced model.