Before you consider the benefits and monthly premium costs of the best hospital plans in South Africa, which we have given below. It is important to understand the following two major factors:
- We recommend that you only use a medical scheme with a sufficient ‘critical mass’ of members. This enables it to withstand a barrage of major medical claims (all the schemes we list below fall into this category) and secondly and of equal importance,
- We have excluded all hospital plans registered under the Short-Term Insurance Act. These plans, often sold by banking institutions, will offer much lower benefits than hospital plans offered by the Medical Aid Schemes,
- This is due to the high commissions they pay out in comparison with Medical Aid Schemes, and partly because they are not obligated to pay the minimum requirements laid down under the Medical Schemes Act.
- 14 Hospital Plans Compared
- 12 Hospital Plans With Savings Compared
- 3 Comprehensive Plans compared
- 4 Gp Network Plans Compared
- 10 Hospital Plans With Day-to-Day Cover Compared
Which hospital plan is the best in South Africa?
The Top Medical Aid Hospital Plans In South Africa
- Discovery Health. Classic Core, Coastal Core, Essential Core, Classic Delta, Essential Delta, Keycare Core Network Option.
- Fedhealth. Maxima Entryzone (network hospitals only), Maxima Core.
- Bonitas. Essential Option.
- Momentum Health.
What is the most popular medical aid plan in South Africa?
Discovery Health Medical Scheme
Discovery Health Medical Scheme is South Africa’s most-loved medical aid. Discovery Health Medical Scheme gives you complete peace of mind that your healthcare is in good hands at every stage of your health journey. Choose from 25 health plan options designed to suit your individual health and financial needs.