What is American Express Card?
An American Express card, also known as an “Amex” card, is an electronic payment card branded by the publicly traded financial services company American Express (AXP). The company issues and processes prepaid, charge, and credit cards.
Below is How To Get An American Express Card In South Africa
The Minimum Requirements for an American Express Card
Leading credit bureau Experian defines excellent credit as 800 or better and good credit as a score of 700 or better. American Express has been known to pull credit primarily from Experian. There is also a limit to how many Amex cards you can have.
The Value of an American Express Relationship
While earnings, redemption options, and benefits vary by card, you’ll find a wide range of value-added features and benefits on American Express cards.
Credit Card Earning, Redemption, Travel/Shopping Benefits & More
Earn Membership Rewards points or cash-back
Select travel rewards cards, cards that earn on everyday purchases, or low-interest card options
Travel benefits and protections include car rental insurance, trip cancellation, trip interruption, and baggage insurance
Cards offer shopping protections such as cell phone coverage, purchase protection, and extended warranty
Amex Offers can save you money and help you earn more rewards
Select cards do not charge foreign transaction fees or have annual fees
Select cards have introductory 0% APR periods to save you interest charges on purchases and/or balance transfers
Additional Services
High-yield savings accounts and certificates of deposit
Traveler’s checks
Prepaid cards and gift cards
Corporate cards
Free credit report via American Express
My Credit Guide
While you’ll earn cash-back on every purchase you make, purchases made at grocery stores, gas stations, and select department stores earn more. You’ll also save with access to Amex Offers, premium car rental protection, and the ability to redeem rewards for statement credits.
With a generous welcome bonus and the ability to earn valuable Membership Rewards points, the Amex Green card is a good entry-level choice. The card also offers 3x earnings at restaurants and on travel and has statement credits for LoungeBuddy purchases and CLEAR membership.
Pair it later with a premium American Express card to expand Membership Rewards redemption opportunities for travel and flights.
Is it easy to get an American Express card?
You have a high chance of getting approved for the Amex Blue Card if you have a good credit score, which is a FICO® Score of 670 or above.
This is one of the easiest Membership Rewards cards to open, and even consumers with average credit scores have a decent chance of approval.
What is the highest American Express card?
the Centurion card The highest level American Express card is the Centurion card, which is also known as the ‘black card.
How many types of American Express cards are there?
American Express offers three main Credit Card categories:
travel and dining Cards, points Cards for everyday spending, and cash back Cards. Each Card category has three unique variations with different benefits and ways to earn rewards.