A debt counsellor can negotiate with your credit providers on your behalf to get lower interest rates and reduced monthly instalments.
Find below are the list of Debt Councilors In South Africa
Sa debt counsellors
Address: Durban, 21 Problem Mkhize Rd, Berea, 4001
Hours: Open ⋅ Closes 4:30PM
Phone: 082 303 7477
Gauteng Debt Counselling
Address: Shop 64, Zambezi Junction South, 522 Breed St, Montana Park, Pretoria, 0159
Hours: Open ⋅ Closes 4:30PM
Phone: 087 056 0654
Diverse Debt Counsellors
Address: 5 Scantz Pl, Montclair, Durban, 4004
Hours: Open ⋅ Closes 4:30PM
Phone: 031 462 4308
Global Debt Solutions
Address: 2 Ncondo Pl, Umhlanga Ridge, Umhlanga, 4319
Hours: Open 24 hours
Phone: 087 135 5025
How do I know if my debt Counsellor is registered?
If you suspect that your current debt counsellor is not registered, get in touch with the National Credit Regulator to express your concerns and report the issue. You can also get in touch with the Debt Counsellors Association of South Africa (DCASA) for further assistance.
Who qualifies for debt Counselling?
To qualify for debt counselling, you need to be deemed over-indebted. So, in step 2, your debt counsellor will assess your total debt to determine if it is serious enough for you to need debt counselling.
How do I know if my name is under debt review?
Check your credit report
You can get a credit report at any of the credit bureaus, including Experian, TransUnion, etc. This can be done for free every year. If the bureaus have not removed the ‘under debt review’ flag from your profile, it will be shown on the front page of your report.
Who is the best debt review company in South Africa?
The National Debt Review Center
The National Debt Review Center is simply the best debt review company in South Africa.
How long does debt Review stay on your name?
On the question of how to remove debt review status, you need a clearance certificate from your counsellor and present it to the credit bureau. You might be asking ‘how long does debt review stay on your name? ‘. This usually takes five years as your borrowing history will indicate your default and payment history.
How long does debt Counselling take?
You may be familiar with the term “debt counselling”, but perhaps you have questions around the process and specifically how long it takes to complete. While the general time frame is 60 months or between 3 to 5 years, it is dependent on how much debt you have and how much you can afford to repay per month.
Is debt rescue a good idea?
Since then, debt review has been an extremely effective way to get out of debt. Debt Rescue has saved thousands of South Africans from losing their assets, becoming blacklisted and allowing them to live without the heavy burden of debt taking away money from living expenses.